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The basics of insurance fraud in New Jersey

On Behalf of | Aug 12, 2022 | Criminal Defense

Fraud has evolved and changed over the years as technology has progressed. With the advent of the internet and social media, insurance fraud has taken on a whole new meaning.

What is insurance fraud?

Broadly speaking, insurance fraud is any type of deception committed for the purpose of securing an insurance payout. This can take many different forms, but one of the most common is known as “staged accidents.” This is when someone deliberately causes an accident in order to collect on the insurance payout. Another popular form of insurance fraud is known as ” arson for profit.” This is when someone sets fire to their own property in order to collect on the insurance payout. It’s also possible for someone to commit insurance fraud by exaggerating their injuries from an accident or by billing for services that were never actually provided.

What should you do if you’re accused of insurance fraud?

If you get accused of insurance fraud, avoid talking to your insurance company without the advice of a criminal defense attorney. Anything you say to them can and may be used against you in court. Insurance companies are not your friends, and they will do whatever they can to try and prove that you committed fraud.

Secondly, make sure you have all the documentation and evidence you need to prove your innocence. This may include things like police reports, medical records and eyewitness testimony. The more documentation and evidence you have, the better your chances of getting cleared of any wrongdoing.

If you’re convicted of insurance fraud, the consequences can be severe. You may get fined, sentenced to jail time or both. In some cases, you may also have your driver’s license suspended. Insurance fraud is a serious crime, and it’s important to understand how to defend yourself if you get accused of it.